Step 1: Check that you are ready to own a car
- Valid driver's license (or a plan to get one)
- A budget for insurance, gas, registration and repairs
- A job, job offer, or school or training enrollment
Step 2: Gather your documents
- Photo ID and driver's license
- Proof of income (pay stubs, benefit letters, tax return)
- Proof of address
- Proof of employment or a job offer letter
- A short letter explaining how a car will change your situation
Step 3: Get a referral
Most programs accept applicants through partner agencies. Ask your TANF caseworker, workforce center, shelter, church, school or veterans service officer to refer you.
Step 4: Apply to several programs
Apply with us using our free online application, check your state page for local programs, and look at affordable cars and loans as a backup.
Step 5: Follow up and stay safe
Follow up politely every few weeks and keep your contact information current. Never pay an "application fee" or give out bank details to a site promising a free car. Read how to avoid free car scams.
Frequently asked questions
Is there a free car application online?
Yes. Many nonprofits accept online applications. Our application is free and helps match you with programs, but no one can guarantee you a car.
Can I get a free car with bad credit?
Yes. Free car programs do not usually check credit. Nonprofit loan programs are also designed for people with poor or no credit.
Related help
Find help in your state
- California
- Texas
- Florida
- New York
- Pennsylvania
- Ohio
- Georgia
- North Carolina
- Michigan
- Illinois
- All 50 states + DC
Reviewed November 2026. This page was researched using official government and program sources. Programs change often, so please confirm details with each program before applying. How we research.