Main sources of help
- State vocational rehabilitation (VR): if you need a vehicle or vehicle changes to work, VR may pay for adaptive equipment or modifications.
- Automaker mobility programs: most major car makers offer cash back on adaptive equipment added to a new vehicle.
- Medicaid non-emergency medical transportation (NEMT): free rides to medical appointments for Medicaid members.
- Disease-specific charities and local service clubs sometimes help with modified vans.
- Veterans: see disabled veteran benefits.
Paying for vehicle modifications
- Get a driver evaluation from a certified driver rehabilitation specialist to learn which equipment you need.
- Use a mobility equipment dealer that is quality-accredited.
- Combine funding sources: vocational rehabilitation, automaker mobility rebates, charities and, for veterans, VA grants.
Rides when you cannot drive
ADA paratransit, Medicaid medical rides and senior and disability transit programs can fill the gap. See transportation assistance.
Where to start
- Apply with us. Fill out our free online application. We review your situation and point you to programs you may qualify for.
- Check your state guide. Each state page lists nonprofit car programs, loan programs and government help in that state.
- Call 2-1-1. United Way's free, confidential helpline connects you with local transportation help.
- Ask your TANF caseworker about "transportation supportive services". Many states pay for car repairs, insurance or registration when you need a car for work.
- Contact your Community Action Agency. Most U.S. counties have one, and many run car loan, repair or gas programs.
Frequently asked questions
Does SSI or SSDI pay for a car?
No, but SSI and SSDI recipients often qualify for income-based car programs, Medicaid rides and reduced-cost transit. Some programs accept SSDI as proof of income.
Related help
Find help in your state
- California
- Texas
- Florida
- New York
- Pennsylvania
- Ohio
- Georgia
- North Carolina
- Michigan
- Illinois
- All 50 states + DC
Reviewed November 2026. This page was researched using official government and program sources. Programs change often, so please confirm details with each program before applying. How we research.

