Help for seniors
- Area Agencies on Aging run or fund senior ride programs. Find yours through the Eldercare Locator (1-800-677-1116).
- Medicaid rides to medical appointments for eligible seniors.
- Car repair help from community action agencies and churches: see repair assistance.
- Insurance discounts for mature drivers who complete approved defensive driving courses: see insurance help.
- Senior and disability reduced transit fares: see transportation assistance.
Staying a safe driver
Mature driver safety courses, offered online and in person, can refresh skills and may qualify you for an insurance discount in many states. A doctor or a driver rehabilitation specialist can also help if health changes affect driving.
When it is time to drive less
Many older adults combine a car with other options: senior ride programs, volunteer driver programs, ADA paratransit and Medicaid rides. Planning ahead keeps you independent. See transportation assistance.
Where to start
- Apply with us. Fill out our free online application. We review your situation and point you to programs you may qualify for.
- Check your state guide. Each state page lists nonprofit car programs, loan programs and government help in that state.
- Call 2-1-1. United Way's free, confidential helpline connects you with local transportation help.
- Ask your TANF caseworker about "transportation supportive services". Many states pay for car repairs, insurance or registration when you need a car for work.
- Contact your Community Action Agency. Most U.S. counties have one, and many run car loan, repair or gas programs.
Frequently asked questions
Can seniors on Social Security get a free car?
Seniors can apply to income-based car programs, but most programs focus on people who need a car for work. For seniors, repair help and free ride services are usually easier to get.
Related help
Find help in your state
- California
- Texas
- Florida
- New York
- Pennsylvania
- Ohio
- Georgia
- North Carolina
- Michigan
- Illinois
- All 50 states + DC
Reviewed November 2026. This page was researched using official government and program sources. Programs change often, so please confirm details with each program before applying. How we research.

