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Emergency Car Repair Assistance

When your car breaks down unexpectedly, you could lose work hours or even your job. These sources can move faster than full car programs.

Emergency Car Repair Assistance

Fast options

  1. Call 2-1-1 and ask for emergency car repair or "transportation emergency" funds near you.
  2. Ask your TANF or workforce caseworker about one-time emergency assistance.
  3. Contact your Community Action Agency and local churches (Salvation Army, Catholic Charities, St. Vincent de Paul).
  4. Ask your employer: some offer emergency grants or payroll advances.
  5. Apply with us through our online application and choose "Car repair".

Avoid costly traps

Avoid title loans and high-interest payday loans for repairs. They can cost far more than the repair. Nonprofit lenders and credit unions offer safer small loans (see car payment assistance).

What to have ready when you call

  • A written estimate from a licensed repair shop
  • Your driver's license, registration and proof of insurance
  • Proof of income or benefits
  • A note about why the car is urgent (work schedule, medical care, school)

Programs move faster when you can show exactly what the repair costs and why you need it now.

If you cannot get the car fixed in time

Ask your employer about a short schedule change, use transit or ride help for a few days, and look at gas help for a borrowed car. For medical trips, Medicaid members can use free medical rides.

Frequently asked questions

How fast can I get emergency repair help?

Some local charities can help within days, but funds are limited and often run out late in the month. Call early and contact several sources.

Related help

Find help in your state

Reviewed November 2026. This page was researched using official government and program sources. Programs change often, so please confirm details with each program before applying. How we research.

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